Terms and Conditions

1. Acceptance of Terms

By accessing and using the Dalfie Financial Tool ("Service") provided by Capybara Group Inc. ("Company", "we", "our", or "us"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by these terms, please do not use the Service.

2. Description of Service

Dalfie is a client-side web application designed to help users generate formatted Profit & Loss (P&L) statements. The Service processes data entirely within the user's web browser and outputs a PDF document. We do not store, review, or transmit your financial inputs to any external server.

3. No Professional Advice

The information and documents generated by this Service are for informational, internal, and organizational purposes only. They do not constitute professional tax, accounting, financial, or legal advice. You should consult with a qualified professional before submitting any documents generated by Dalfie to the Internal Revenue Service (IRS), state tax agencies, banks, lenders, or any other official entity.

4. User Responsibilities & Data Accuracy

You acknowledge and agree that:

• You are solely responsible for the accuracy, completeness, and validity of all financial data entered into the form.
• The Service merely calculates and formats the numbers you provide. It does not audit, verify, or cross-check your entries for accounting errors or regulatory compliance.
• You will not use the Service to generate fraudulent, misleading, or deceptive financial records.

5. Intellectual Property

The Dalfie name, logo, site design, algorithms, and generated PDF templates are the exclusive intellectual property of Capybara Group Inc. and are protected by applicable copyright and trademark laws. You are granted a limited license to generate PDFs for your personal or business use, but you may not reverse-engineer, duplicate, or resell the Dalfie software.

6. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. CAPYBARA GROUP INC. EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT GUARANTEE THAT THE GENERATED REPORTS WILL MEET THE SPECIFIC FORMATTING REQUIREMENTS OF ANY THIRD-PARTY INSTITUTION OR TAX AUTHORITY.

7. Limitation of Liability

IN NO EVENT SHALL CAPYBARA GROUP INC., ITS DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF YOUR USE OF THE SERVICE. This includes, but is not limited to, damages for loss of profits, tax penalties, audit fees, loss of data, or other intangible losses resulting from errors or omissions in the generated reports.

8. Indemnification

You agree to indemnify, defend, and hold harmless Capybara Group Inc. from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) that such parties may incur as a result of or arising from your (or anyone using your generated documents) violation of these Terms or misuse of the Service.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in Tampa, Florida.

10. Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

• Tampa, FL
• 786-296-6778
• admin@capybaragroup.us